Dear Just About Every Tea Partier:

How do you like your Obama tax cut?

By the way, remember that “47% of people don’t pay Federal income taxes” cannard? Yeah, here’s the rest of the story. Like pretty much everything else the nutbird loony right trots out as a “fact,” it’s hopelessly wrong (hint #1: it doesn’t count payroll taxes).

Forty-seven percent.

That’s the portion of American households that owe no income tax for 2009. The number is up from 38 percent in 2007, and it has become a popular talking point on cable television and talk radio. With Tax Day coming on Thursday, 47 percent has become shorthand for the notion that the wealthy face a much higher tax burden than they once did while growing numbers of Americans are effectively on the dole.

Neither one of those ideas is true. They rely on a cleverly selective reading of the facts. So does the 47 percent number.

More here, at Yahoo Finance, which finishes with this:

Obama has pushed tax cuts for low- and middle-income families and tax increases for the wealthy, arguing that wealthier taxpayers fared well in the past decade, so it’s time to pay up. The nation’s wealthiest taxpayers did get big tax breaks under Bush, with the top marginal tax rate reduced from 39.6 percent to 35 percent, and the second-highest rate reduced from 36 percent to 33 percent.

But income tax rates were lowered at every income level. The changes made it relatively easy for families of four making $50,000 to eliminate their income tax liability.

Here’s how they did it, according to Deloitte Tax:

The family was entitled to a standard deduction of $11,400 and four personal exemptions of $3,650 apiece, leaving a taxable income of $24,000. The federal income tax on $24,000 is $2,769.

With two children younger than 17, the family qualified for two $1,000 child tax credits. Its Making Work Pay credit was $800 because the parents were married filing jointly.

The $2,800 in credits exceeds the $2,769 in taxes, so the family makes a $31 profit from the federal income tax. That ought to take the sting out of April 15.

Bush, Cheney, Rumsfeld: Worse than you thought

Check it out:

George W. Bush, Dick Cheney and Donald Rumsfeld covered up that hundreds of innocent men were sent to the Guantánamo Bay prison camp because they feared that releasing them would harm the push for war in Iraq and the broader War on Terror, according to a new document obtained by The Times.

The accusations were made by Lawrence Wilkerson, a top aide to Colin Powell, the former Republican Secretary of State, in a signed declaration to support a lawsuit filed by a Guantánamo detainee. It is the first time that such allegations have been made by a senior member of the Bush Administration.

Colonel Wilkerson, who was General Powell’s chief of staff when he ran the State Department, was most critical of Mr Cheney and Mr Rumsfeld. He claimed that the former Vice-President and Defence Secretary knew that the majority of the initial 742 detainees sent to Guantánamo in 2002 were innocent but believed that it was “politically impossible to release them”…

Colonel Wilkerson, a long-time critic of the Bush Administration’s approach to counter-terrorism and the war in Iraq, claimed that the majority of detainees — children as young as 12 and men as old as 93, he said — never saw a US soldier when they were captured. He said that many were turned over by Afghans and Pakistanis for up to $5,000. Little or no evidence was produced as to why they had been taken.

He also claimed that one reason Mr Cheney and Mr Rumsfeld did not want the innocent detainees released was because “the detention efforts would be revealed as the incredibly confused operation that they were”. This was “not acceptable to the Administration and would have been severely detrimental to the leadership at DoD [Mr Rumsfeld at the Defence Department]”.

Referring to Mr Cheney, Colonel Wilkerson, who served 31 years in the US Army, asserted: “He had absolutely no concern that the vast majority of Guantánamo detainees were innocent … If hundreds of innocent individuals had to suffer in order to detain a handful of hardcore terrorists, so be it.”…

Mr Cheney and Mr Rumsfeld, Colonel Wilkerson said, deemed the incarceration of innocent men acceptable if some genuine militants were captured, leading to a better intelligence picture of Iraq at a time when the Bush Administration was desperate to find a link between Saddam Hussein and 9/11, “thus justifying the Administration’s plans for war with that country”.

Color me shocked

Whoa:

Hold on to your hats. At a town hall meeting in Oklahoma City last week, staunch conservative Sen. Tom Coburn (R-OK) defended House Speaker Nancy Pelosi, disparaged Fox News and told a constituent her fears about the health care law were unfounded.

When a woman in the audience asked Coburn if it was illegal for the government to jail citizens for not complying with the new health care law, Coburn responded by blaming TV news, and Fox News in particular, for that false rumor:

“The intention is not to put anybody in jail,” Coburn said. “That makes for good TV news on Fox, but that isn’t the intention.”

Later, when his audience started to boo at the mention of Pelosi, Coburn stopped them.

“Come on now… how many of you all have met her? She’s a nice person,” Coburn said. “Just because somebody disagrees with you, doesn’t mean they’re not a good person.”

“Don’t catch yourself being biased by Fox News that somebody’s no good,” Coburn added.

Coburn urged audience members to widen their points of view by reading and watching different media outlets, not just the ones they agree with.

He will, of course, now be targeted by the Tea Partiers as a RINO, and sacked.

Remember David Frum?

He’s the principled conservative who, after watching the GOP decide to oppose HCR at all costs, posted a pretty accurate “I told you so” on his site a few days ago.

Frum was, at that time, a fellow at the conservative American Enterprise Institute. He’s since been dismissed. Cause and effect is left as an exercise to the reader.

This is wrong.

Apparently, Ann Coulter has been basically threatened with arrest unless she tones down her act for an appearance in Canada.

Our Republic has a tendency towards noisey, content-free discourse nowadays, but (as Chomsky points out in the linked story) the US remains essentially unique in our nearly absolutist approach to free expression. This is a big deal, and it may be the most important freedom we have. I loathe Coulter and just about everything she stands for, but her views are protected speech, and she should be able to spew her vile invective without fear of arrest.

Of course, I’d prefer it if there were no market for her idiocy, but I’m not about to support censorship because I don’t like her politics.

Scalzi on Health Care

His thoughts are pretty spot on, I think. A bit:

Basically, I find what passes for Democratic legislative strategy absolutely appalling. Decades from now, when they make the ponderous Oscar-bait movie about the struggle for health care (with Jaden Smith as Obama and two-time Academy Award winner Snooki as Speaker Pelosi), it will make for exciting twists and turns in the plot, but out here in the real world, you shouldn’t have to let your organization get the crap beat out of it in order to motivate those in it to do the thing everybody knows it wants to get done. What the Democrats have managed to do with health care isn’t a Pyrrhic victory — I’ll get to that in a moment — but it surely was taking the long way around: over the river, through the woods, down into the landfill, into the abattoir, across a field of rabid, angry badgers. Next time, guys, make it easier on yourselves.

That said, the Democrats were magnificently fortunate that, as incompetent as they are, they are ever-so-slightly less incompetent than the GOP, which by any realistic standard has been handed one of the largest legislative defeats in decades. The GOP was not simply opposed to health care, it was opposed to it in shrill, angry, apocalyptic terms, and saw it not as legislation, or in terms of whether or not health care reform was needed or desirable for Americans, but purely as political strategy, in terms of whether or not it could kneecap Obama and bring itself back into the majority. As such there was no real political or moral philosophy to the GOP’s action, it was all short-term tactics, i.e., take an idea a majority of people like (health care reform), lie about its particulars long enough and in a dramatic enough fashion to lower the popularity of the idea, and then bellow in angry tones about how the president and the Democrats are ignoring the will of the people. Then publicly align the party with the loudest and most ignorant segment of your supporters, who are in part loud because you’ve encouraged them to scream, and ignorant because you and your allies in the media have been feeding them bad information. Whip it all up until health care becomes the single most important issue for both political parties — an all-in, must win, absolutely cannot lose issue.

Brutal? Yes. But also very, very true.

In response to the bruhaha at the Washington Post, which included such erudite complaints as

One called me to complain about “promoting a faggot lifestyle.” Another complained about the photo in an e-mail to the two Post reporters who wrote Thursday’s story about the licenses: “That kind of stuff makes normal people want to throw up. People have kids who are being exposed to this crap. I will be glad when your rag goes out of business. Real men marry women.”

one blogger has this to say:

Your kids are not to blame for your politics. Your kids are not to blame for your decisions. Your kids are not to blame for any way in which you choose to live your life. Your kids are your kids, and they’re people, and I know this is me saying this, childless whore, etc. And I’m not saying having children can’t inform your worldview. I’m saying own your worldview as YOURS, instead of hiding behind your children’s blankies and pretending you can’t help yourself.

Jesus H. Gentle Cycle Christ, I hate this. Like, how are we to suppose this works, that you used to be a fair and decent person but then you had a kid and decided, “You know, white sheets look fucking good on me now!” You had a kid and then went, “Hmm, suddenly ladies kissing each other is just not on!” Bullshit. You always felt this way, and now you can justify it with somebody who is more into playing with blocks or reading comic books than realizing his parents are total assholes.

Problem is, he won’t always be too into his own stuff to notice yours. So won’t it be fun for junior to read someday that you used to be a good person and now you suck, and he was the line between before and after? And not only do you suck, but you’re such a stupendous pussy that you can’t even give yourself credit for the decision to suck, you’ve got to shove it off on him? Isn’t that charming? Do these people listen to themselves?

You wanna be a bigot? You wanna hate gay people? You wanna wax redneck in the pages of the Post about faggot lifestyles and shoving things down people’s throats? YOU DO THAT THEN. You just go do it. You go and do that all on your own, slick. You go and do that because YOU want to do it, you stupid motherfucker. You go and do that because you’ve taken a good long hard look in the mirror and decided that writing pissy letters to the paper about how you don’t like reality anymore is the best way to spend your time. You do that because being a bigot is what you want to be.

Leave your children out of it.

(Via TBogg.)

Some days, Fred Clark is too awesome for words

Slacktivist:

One reason for the current non-debate over health care reform is that the Republicans and Democrats are playing different games. Democrats, and President Barack Obama especially, are playing Jeopardy. Republicans are playing Family Feud.

On Jeopardy, facts matter. On Family Feud, all you need to know is what 100 morons might’ve told some pollster.

More:

At the recent health care reform “summit,” Republican leaders made it clear that they’re not interested in playing Jeopardy. That would be a losing proposition against President Ken Jennings. Obama was eager to show that he really does have the right answers — cost containment, near-universal coverage, lower premiums, better quality care, deficit reduction. All of that is well covered in the plan he’s pushing and any attempt to challenge him on the facts would be doomed.

So the GOP has decided to play a different game — to switch from Jeopardy to Family Feud. That way it’s not about the facts, or about what works, or about the actual effect of actual policies on actual people. In the subjective guessing-game of Family Feud, none of that matters. Family Feud is all about perceptions — about what those hundred people surveyed think or guess or dimly remember having heard something about.

And the Republican Party — with tons of financial support from their allies in the health insurance lobby — have been working very hard for many years now to make sure that those hundred people surveyed have a distorted, confused and mostly ass-backwards perception of the facts.

This is how you play Family Feud politics:

Step One: Redefine the facts. If a policy works, claim it doesn’t. If it will lower premiums, say it will raise them. If it would reduce the deficit, claim it will bankrupt the country. Obfuscate. Distract. Confuse. Lie. Lie some more. Throw random nonsense at the wall — death panels! — and see if any of it sticks. Don’t be troubled by contradiction or worried about consistency. It’s perfectly fine to simultaneously propose eliminating Medicare while posing as its defender. That’s absurd and confusing, but confusion is the whole point here. Confusion is good. If those hundred people surveyed aren’t completely confused, then you haven’t succeeded in rigging the game.

Step Two: Poll, poll and poll. Hire Frank Luntz. Poll some more. This is all you can afford care about. Family Feud politics isn’t about ideology, principle, values, good government, effectiveness, solutions, reality, facts, science or truth. It’s about perception and the shaping of that perception by any means necessary. Obsessively polling and recalibrating the message and then re-polling is the only way to be sure that you’re shaping perception in a winning way. Keep this up until the polls show that the confusion and disinformation sown in Step One have taken root among the hundred people surveyed.

Step Three: Cite the polling data. Call it that: polling data. The word “data” there makes it sound kind of like you give a damn about facts or reality or truth-telling. You don’t — you mustn’t if you intend to win this game — but you need to sound like you do. Argue that the polling data proves that the right answer is unpopular and therefore wrong. Argue that the facts are contrary to the will of the people. Argue that it would be undemocratic, tyrannical even, to insist on the right answer when the majority clearly disagrees. If you do this properly, you can congratulate yourself for being a champion of the very people you’re screwing over and even get some of them to thank you for robbing them blind.

Best Coverage So Far of Yet Another Wide-Stance Republican

From CBS:

BAD: CBS affiliate CBS13 reports that Roy Ashburn, a state senator from Southern California was arrested for allegedly driving drunk.

WORSE: CBS affiliate CBS13 reports that Roy Ashburn, a state senator from Southern California was arrested for allegedly driving drunk AFTER LEAVING A GAY BAR.

WORSER: CBS affiliate CBS13 reports that Roy Ashburn, a state senator from Southern California was arrested for allegedly driving drunk after leaving a gay bar WITH ANOTHER MAN IN THE CAR.

WORST: CBS affiliate CBS13 reports that Roy Ashburn, a MARRIED state senator from Southern California was arrested for allegedly driving drunk after leaving a gay bar with another man in the car.

WORSTER: CBS affiliate CBS13 reports that Roy Ashburn, a married, REPUBLICAN state senator from Southern California was arrested for allegedly driving drunk after leaving a gay bar with another man in the car.

WORSTEST: CBS affiliate CBS13 reports that Roy Ashburn, a married, Republican state senator from Southern California WITH A HISTORY OF OPPOSING GAY RIGHTS was arrested for allegedly driving drunk after leaving a gay bar with another man in the car.

Really, the jokes just write themselves.

This just in:

Congressional Democrats grow a pair or two. Reid: GOP Should Stop Crying About Reconciliation.

“Realistically, they should stop crying about reconciliation as if it’s never been done before,” Reid advised the GOP. It’s been done in almost every Congress. And they’re the ones who used it more than anyone else.”

Reid then rattled off a list of Republican legislative achievements that were pushed through the Senate. “Most of the stuff in the Contract for America was done with reconciliation; tax cuts, done with reconciliation; Medicare [prescription drug benefits], done with reconciliation,” said Reid.

TSA: Still Useless.

A Pennsylvania college student was detained recently by TSA because he had Arabic language flash cards with him.

The following exchange took place between George and a TSA supervisor who questioned him:

TSA Supervisor: You know who did 9/11?
George: Osama bin Laden.
TSA Supervisor: Do you know what language he spoke?
George: Arabic.

At that point, the TSA supervisor held up George’s flash cards—which had words such as “to smile” and “funny” and on them—and said: “Do you see why these cards are suspicious?”

Scenes from the Tea Party

Tom “Racist As I Wanna Be” Tancredo kicked it off with an open appeal for literacy tests as a condition of suffrage, a tactic well known to my home state.

The opening-night speaker at first ever National Tea Party Convention ripped into President Obama, Sen. John McCain and “the cult of multiculturalism,” asserting that Obama was elected because “we do not have a civics, literacy test before people can vote in this country.”

The speaker, former Rep. Tom Tancredo, R-Colo., told about 600 delegates in a Nashville, Tenn., ballroom that in the 2008 election, America “put a committed socialist ideologue in the White House … Barack Hussein Obama.”

Jesus.

How you can tell a Republican is lying

His lips are moving. Seriously, how is it that Mr 9/11 Rudy G can say such crap with a straight face? Given that this is at least the second Republican functionary to insist that no terror attacks happened on Bush’s watch, I think it’s clear that this is a talking point being pushed by the GOP leadership. It’s not possible that these people have forgotten about 9/11, anthrax, and Richard Reid. They Are Lying in a deliberate attempt to bamboozle the American people. Pay attention.

(That Rudy eventually recanted doesn’t excuse this crap.)

Andy Sullivan Points Out Where Bush Took Us, and Where We Still Are

Take a peek at his email of the year, in which a DoJ trial attorney discusses our detention policies in general and a particularly egregious one in particular, in which a US interrogator said to a detainee:

There is nothing against you. But there is no innocent person here. So, you should confess to something so you can be charged and sentenced and serve your sentence and then go back to your family and country, because you will not leave this place innocent.

The attorney continues:

This was not a statement pulled from the transcripts of the Nuremburg trials, nor archival evidence taken from reports smuggled out of one of Stalin’s gulags. This was a statement made by an agent of this government less than 7 years ago to a detainee. The enormity of that is nearly incomprehensible.

But even worse – far worse – is the fact that the government would nevertheless still seek to convict based on the resulting confession.

The word for this is obscene.

We’re still evil.

Or, at least, evil is still being perpetuated in our name. We can tell, because government hacks are still insisting that they can’t be held accountable for kidnapping an innocent Canadian and ending him to Syria for torture:

Maher Arar is both a Canadian and Syrian citizen of Syrian descent. A telecommunications engineer and graduate of Montreal’s McGill University, he has lived in Canada since he’s 17 years old. In 2002, he was returning home to Canada from vacation when, on a stopover at JFK Airport, he was (a) detained by U.S. officials, (b) accused of being a Terrorist, (c) held for two weeks incommunicado and without access to counsel while he was abusively interrogated, and then (d) was “rendered” — despite his pleas that he would be tortured — to Syria, to be interrogated and tortured. He remained in Syria for the next 10 months under the most brutal and inhumane conditions imaginable, where he was repeatedly tortured. Everyone acknowledges that Arar was never involved with Terrorism and was guilty of nothing.

[…] [T]he U.S. Government has never admitted any wrongdoing or even spoken publicly about what it did; to the contrary, it repeatedly insisted that courts were barred from examining the conduct of government officials because what we did to Arar involves “state secrets” and because courts should not interfere in the actions of the Executive where national security is involved.

Just so we’re clear: This is the “there are no checks and balances,” imperial executive POV. They get to do what they want, and nobody gets to second-guess them. Down this path lies all sorts of abuses, and it absolutely must be stopped. Mr. Arar cannot be alone; he’s the unlikely guy who escaped the nightmare of extraordinary (and illegal) rendition. Someone needs to go to jail over this, but it’s increasingly likely that no one will.

And that’s very, very bad.

No, dumbass, “prayer” is not health care.

LA Times via JWZ:

Backed by some of the most powerful members of the Senate, a little-noticed provision in the healthcare overhaul bill would require insurers to consider covering Christian Science prayer treatments as medical expenses.

The provision was inserted by Sen. Orrin G. Hatch (R-Utah) with the support of Democratic Sens. John F. Kerry and the late Edward M. Kennedy, both of Massachusetts, home to the headquarters of the Church of Christ, Scientist.

The measure would put Christian Science prayer treatments — which substitute for or supplement medical treatments — on the same footing as clinical medicine. While not mentioning the church by name, it would prohibit discrimination against “religious and spiritual healthcare.”

How about we just limit it to scientifically valid treatments? How would that be?

Oh, THOSE Death Panels

Reuters:

More than one of every five requests for medical claims for insured patients, even when recommended by a patient’s physician, are rejected by California’s largest private insurers, amounting to very real death panels in practice daily in the nation’s biggest state

Joe Klein Nails It

The GOP Has Become a Party of Nihilists.

There have been times when Democrats have run demagogic scare campaigns on issues like Social Security and Medicare. There are more than a few Democrats who believe, in practice, that government should be run for the benefit of government employees’ unions. There are Democrats who are so solicitous of civil liberties that they would undermine legitimate covert intelligence collection. There are others who mistrust the use of military power under almost any circumstances. But these are policy differences, matters of substance. The most liberal members of the Democratic caucus — Senator Russ Feingold in the Senate, Representative Dennis Kucinich in the House, to name two — are honorable public servants who make their arguments based on facts. They don’t retail outright lies. Hyperbole and distortion certainly exist on the left, but they are a minor chord in the Democratic Party.

It is a very different story among Republicans. To be sure, there are honorable conservatives, trying to do the right thing. There is a legitimate, if wildly improbable, fear that Obama’s plan will start a process that will end with a health-care system entirely controlled by the government. There are conservatives — Senator Lamar Alexander, Representative Mike Pence, among many others — who make their arguments based on facts. But they have been overwhelmed by nihilists and hypocrites more interested in destroying the opposition and gaining power than in the public weal. The philosophically supple party that existed as recently as George H.W. Bush’s presidency has been obliterated. The party’s putative intellectuals — people like the Weekly Standard’s William Kristol — are prosaic tacticians who make precious few substantive arguments but oppose health-care reform mostly because passage would help Barack Obama’s political prospects.

No part of this is untrue. What makes it more interesting is how obvious it is in the angles the Right takes in this debate; a frequent go-to position is that the Administration wants something other than what they’re asking for, i.e. that they’re negotiating in bad faith and have a sekrit plan to socialize everything, etc. The Right views everything in terms of party victory or defeat, and cannot conceive that the Democrats aren’t doing the same thing. It’s classic projection.

More on Scalia

Radley Balko found that Alan Dershowitz is also bewildered about Scalia’s anti-innocence position.

The Justice, we are reminded, believes that actual innocence is Constitutionally irrelevant if a person has been convicted in a “fair” trial. Dershowitz then asks:

Let us be clear precisely what this means. If a defendant were convicted, after a constitutionally unflawed trial, of murdering his wife, and then came to the Supreme Court with his very much alive wife at his side, and sought a new trial based on newly discovered evidence (namely that his wife was alive), these two justices would tell him, in effect: “Look, your wife may be alive as a matter of fact, but as a matter of constitutional law, she’s dead, and as for you, Mr. Innocent Defendant, you’re dead, too, since there is no constitutional right not to be executed merely because you’re innocent.”

Dershowitz then explores an angle I neglected in my prior post: Scalia is famously very, very Catholic — and has said in the past that he would have to resign if his duties ever conflicted with his faith. The Vatican is no fan of capital punishment, and surely must view allowing an innocent man’s execution as particularly egregious. How, Dershowitz wonders, does Scalia reconcile these positions?

Dept. of Evil

Originalism — that bankrupt notion clung to exclusively by Catholics and other pro-lifers — aside, it’s still hard to imagine how Scalia can actually manage to support the idea that it’s Constitutionally okay to execute an innocent man as long as there was a trial at some point, regardless of new evidence or proof of innocence.

It really is extraordinary. Imagine: “Sorry, you had a trial, never mind that there’s new evidence now that shows you to be the wrong guy. Say hi to God for me.” Fortunately, his fellow justices (aside, of course, from Scalia’s notoriously taciturn and undistinguished mini-me, Thomas) disagreed.

Dear Dems: Please listen to Barney Frank

Seriously, check this out. You do not try to argue with the nutbird fringe; as someone once said, you cannot reason someone out of a position they didn’t reason themselves into.

Anyway, when asked why he (Frank) was supporting Obama’s “Nazi” policies on health care, Frank gave both barrels:

“M’am, trying to have a conversation with you would be like arguing with a dining room table. I have no interest in doing it.”

Well, that makes sense

Just the other day I was wondering why Robert Novak hadn’t been part of the chattering idiot masses spreading lies about every move of the Obama administration, and now I have my answer.

It’s because Robert Novak, Douchebag of Liberty, is fucking dead.

John Scalzi is Made of Win

From here:

[He got] E-mail asking me what my opinion about the current state of the health care debate is, and my response is: There’s a debate? Maybe I’m reading an archaic definition, but “debate” is not synonymous with “ignit bellowsacks at public meetings shouting stupidities to drown out discussion because doughy tearsquirter Glenn Beck told them to,” which is what appears to be going on at the moment. I’m sad for the Republicans, conservatives and others with actual, substantive objections to the current health care plan wending through Congress that a genuine debate is off the boards in favor of a strategy of uninformed tools making asses of themselves for the benefit of television cameras, but this is where that side is at right now. I will say, however, that when the whole of your health care debate strategy is to scream down any discussion at all, you’re pretty baldly acknowledging that you’ve got nothin’.

GOP Senator Inadvertently Engages Reality

This is rich:

At the town-hall discussion in New Hampshire yesterday, President Obama addressed the ridiculous “death panel” argument the right has been carelessly throwing round. He noted, “The irony is that actually one of the chief sponsors of this bill originally was a Republican — then House member, now senator, named Johnny Isakson from Georgia — who very sensibly thought this is something that would expand people’s options. And somehow it’s gotten spun into this idea of ‘death panels.'”

The president’s remark came soon after Isakson told Ezra Klein that Sarah Palin’s attacks on this are “nuts.” Isakson added, “You’re putting the authority in the individual rather than the government. I don’t know how that got so mixed up. It empowers you to be able to make decisions at a difficult time rather than having the government making them for you…. And it’s a voluntary deal.”

The problem, from Isakson’s perspective, is that he’s now inadvertently defended reality, when his party is committed to doing the opposite. Republican senators aren’t supposed to debunk nonsensical talking points; they’re supposed to repeat nonsensical talking points.

So, Isakson is left with an awkward task: walking back honest support for his own proposal.

The episode ends with Isakson proposing an essentially redundant amendment so he can claim he’s tried to fix the whole “death panel” issue — an issue that has never existed, since his amendment is substantially the same as the existing bill.

Just so we’re clear

You Do Not Have Health Insurance. Go. Read.

You do not have health insurance. Let me repeat that. You do not have health insurance. (Unless you are over 65, in which case you do have health insurance. I’ll come back to that later.)

The point of insurance is to protect you against unlikely but damaging events. You are generally happy to pay premiums in all the years that nothing goes wrong (your house doesn’t burn down), because in exchange your insurer promises to be there in the one year that things do go wrong (your house burns down). That’s why, when shopping for insurance, you are supposed to look for a company that is financially sound – so they will be there when you need them.

If, like most people, your health coverage is through your employer or your spouse’s employer, that is not what you have. At some point in the future, you will get sick and need expensive health care. What are some of the things that could happen between now and then?

  • Your company could drop its health plan. According to the U.S. Census Bureau (see Table HIA-1), the percentage of the population covered by employer-based health insurance has fallen every year since 2000, from 64.2% to 59.3%.
  • You could lose your job. I don’t think I need to tell anyone what the unemployment rate is these days.**
  • You could voluntarily leave your job, for example because you have to move to take care of an elderly relative.
  • You could get divorced from the spouse you depend on for health coverage.

For all of these reasons, you can’t count on your health insurer being there when you need it. That’s not insurance; that’s employer-subsidized health care for the duration of your employment.

Once you lose your employer-based coverage, for whatever reason, you’re in the individual market, where, you may be surprised to find, you have no right to affordable health insurance. An insurer can refuse to insure you or can charge you a premium you can’t afford because of your medical history.

You do not have health insurance.